Vehicle Insurance and Protection

Gold Coast members have access to several types of insurance products to help protect against accidents, loss of income and loss or damage of property.

Save time and money and protect your new car through Gold Coast.

Auto Insurance

Gold Coast could help save you hundreds on auto insurance.

If you have not received an auto insurance quote lately, it may be time to do so. Your Gold Coast membership could help you save hundreds of dollars. That’s right, come to the Coast for more savings!

Gold Coast members may qualify for a discount on auto insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:
  • Credit union members could save hundreds of dollars*

  • Work with nationally recognized companies

  • Service is friendly and available 24/7, even on holidays

  • Get discounts for multiple vehicles, good driving and more**

  • Use the mobile app to make easy claims

It’s simple to get a free quote today. Don’t wait to see how much you could save.

A tradition of strength

TruStage™ is underwritten by the CMFG Life Insurance Company, which received an A (Excellent) rating in December 2024 from A.M. Best. This independent rating service evaluates financial stability and operating performance each year. An A rating is the third highest of 16 ratings.

*Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between October 2023 and September 2024 with self-reported comparable coverage from their prior carrier. Savings may vary.

** Discounts and savings are available where state laws and regulations allow and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and home insurance products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2025. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit and is not federally insured, sold, or guaranteed by any financial institution. © TruStage

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Extended Warranties

Keep that new car feeling throughout your auto ownership!

Route 66 Extended Warranty protects you against the high cost of unexpected repairs. They are significantly less expensive and more robust than extended warranties offered by the dealers. Route 66 offers a complete line of coverage for your new or used car, motorcycle, ATV, or scooter. No matter where you travel in the United States, you are protected against major mechanical expenses.

Through your Gold Coast membership, Route 66 offers a variety of plans that run the gamut of coverage from just the basics to just about everything, but all plans feature:

  • NO deductible
  • Rental car allowance
  • 24-hour emergency roadside service
  • Usability at any ASA-certified repair service facility of your choice
  • Transferrable warranty that enhances vehicle value
Get a free quote!

GAP Protection

Guaranteed Asset Protection (GAP) Insurance

During the first few years that you own your car, truck, boat, motorcycle, or RV*, the loan or balloon note balance can be higher than the actual value of your car. If your vehicle is totaled during that time, you could end up paying the difference between the insurance settlement and the loan balance. GAP insurance can help by offering the following features:

  • Low-cost protection
  • Pay your insurance deductible, up to $500
  • Pay off the balance of your loan after insurance claim is applied
  • Protection against fluctuations in the value of your car

*Subject to limitations and exclusions. Please contact us to see if your vehicle is eligible for GAP.

Depreciation Protection

Depreciation Protection (DPW)

With today’s auto pricing, don’t get caught “upside down” in your loan, owing more than the vehicle is worth. Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at any time over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your auto. Please ask us for more details.

DPW Brochure

Credit Life/Credit Disability Insurance

In normal times, most Gold Coast members have no problem making monthly loan payments. But no one can guarantee a lifetime of smooth sailing. If misfortune strikes you or another breadwinner, your family may face financial challenges. A Credit Life or Credit Disability policy can provide some much-needed relief by paying off part or all of the outstanding loan balance.

  • Credit Life coverage can pay off the balance of your insured loans in the event of an insured member's death
  • Credit Disability provides for payment of your monthly loan payments in the event you become disabled
  • Affordable premiums can be rolled into your monthly loan payment
Provide financial protection and peace of mind for your family!  Eligibility requirements, premium rates and exclusions are detailed in our Credit Life/Credit Disability insurance documents.