To pay for home improvements, vacations and more!
Home Equity Line of Credit
The Gold Coast Home Equity Line of Credit (HELOC) offers a flexible way to pay for all your wants and needs, large and small, including remodeling, vacation planning, tuition funding, or other significant life events. Your customized line of credit awaits you!
Use your home equity and get approved for a line of credit with the option to use the funds whenever you need them. Pay off your credit cards, fix up your home, or tackle an unexpected expense.
Once your loan is established, paying it back is easy! You can either transfer money from your Gold Coast savings or checking account within online/mobile banking, or you can make a payment using another financial institution's credit or debit card.
Home equity applicant must be the primary member. Credit information will be obtained on all applicants. Eligible properties are owner-occupied, one-to-four-member family residential dwellings within the state of Florida. Subject to credit approval, property appraisal and appropriate property insurance.
Gold Coast (NMLS#442117). By law, residential mortgage or home equity loans are to be considered without regard to ethnicity, race, sex, age and income. The federal government collects this information by authority of the Home Mortgage Disclosure Act.
*Subject to credit approval, owner occupied, property appraisal and appropriate property insurance. Offer valid for loans closed before 7/15/2025 and a minimum advance of $25,000 made between 04/15/2025 and 7/15/2025. Rate discount will be in effect six months from advance date after which the regular rate would apply. Annual Percentage Rate (APR) for your HELOC will vary based on the prime rate plus a margin. The current prime rate, as of 4/15/25, is 7.50%. A rate reduction of 2.00% will be applied to new and existing HELOCs that make a loan advance of $25,000 or greater 4/15/2025 – 7/15/2025 resulting in a rate as low as 5.50% APR. Maximum APR 18%. You should consult a tax advisor regarding the deductibility of interest and charges for the HELOC. There may be fees associated with opening and maintaining your HELOC, including application fees, annual fees, and closing costs.
