A Home Equity Line of Credit (HELOC) is a great way to use the built-up equity in your home to accomplish many things! You can use your home’s equity to pay for all your wants and needs, such as:

With a HELOC, you get a flexible way to access funds whenever you need them.

*Rates as low as 5.5% - 6.5% APR. After the promotional period, rates will revert to the variable prime rate, currently at 7.50% APR up to 8.50% APR (prime plus 1.0% APR). Subject to credit approval, owner occupied, property appraisal and appropriate property insurance. Offer valid for loans closed before 7/15/2025 and a minimum advance of $25,000 made between 04/15/2025 and 7/15/2025. Rate discount will be in effect six months from advance date after which the regular rate would apply.  Annual Percentage Rate (APR) for your HELOC will vary based on the prime rate plus a margin. The current prime rate, as of 4/15/25, is 7.50%. A rate reduction of 2.00% will be applied to new and existing HELOCs that make a loan advance of $25,000 or greater 4/15/2025 – 7/15/2025 resulting in a rate as low as 5.50% APR. Maximum APR 18%. You should consult a tax advisor regarding the deductibility of interest and charges for the HELOC. There may be fees associated with opening and maintaining your HELOC, including application fees, annual fees, and closing costs.