To pay for home improvements, vacations and more!

Home Equity Line of Credit

The Gold Coast Home Equity Line of Credit (HELOC) offers a flexible way to pay for all your wants and needs, large and small, including remodeling, vacation planning, tuition funding, or other significant life events. Your customized line of credit awaits you!

Use your home equity and get approved for a line of credit with the option to use the funds whenever you need them. Pay off your credit cards, fix up your home, or tackle an unexpected expense.

  • Minimum loan amount: $20,000
  • Maximum loan amount: $400,000

  • Adjustable loan rate

  • No prepayment penalty

  • 10-year draw with 15-year repayment term

Once your loan is established, paying it back is easy! You can either transfer money from your Gold Coast savings or checking account within online/mobile banking, or you can make a payment using another financial institution's credit or debit card.

Current Rates

Home equity applicant must be the primary member. Credit information will be obtained on all applicants. Eligible properties are owner-occupied, one-to-four-member family residential dwellings within the state of Florida. Subject to credit approval, property appraisal and appropriate property insurance.

Gold Coast (NMLS#442117). By law, residential mortgage or home equity loans are to be considered without regard to ethnicity, race, sex, age and income. The federal government collects this information by authority of the Home Mortgage Disclosure Act.