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FAQs
You have questions, we have answers. We have noted the most common member questions we receive.
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General Information
How can I open a membership with Gold Coast?
To begin, first determine your eligibility. Choose from a wide variety of affiliates listed on the Join/About tab of our website. You may also apply for membership by donating $5 to the New Horizons Elementary School PTA during the new account process. Once you’ve decided, you can join online or come to any of our locations. Please have available:
- An unexpired government issued picture ID. A Florida driver's license is preferred.
- Your Social Security number.
- If joining through an affiliate, proof of eligibility (i.e., a current paycheck stub, work badge, etc.)
- An initial deposit of $10
All funds on deposit with the credit union are insured up to $250,000 by the NCUA. Please review the NCUA Insured Funds brochure for more information on your coverage.
The credit union sends statements on the 15th of the month. Members with checking accounts or loans will receive their statements on a monthly basis. Members with savings products receive their statements quarterly. If a member performs an electronic transaction to a savings account, they will receive a statement during the statement period the transaction is performed. Free e-Statements (electronic statements) are available.
Our Gold Coast routing number is 267083336.
- $25.00 per loan Skip-A-Payment Fee.
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Loan must be up to date to be eligible for Skip-A-Payment.
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Members must opt-in to take advantage of Skip-A-Payment. Opt-in notice must be received by date disclosed on promotion material.
- Members who have previously set up online recurring auto transfer payments, will need to log in and suspend their upcoming transfer to avoid payment being posted to their loan.