Top down. Open road. No worries!

Auto Loans

The freedom of the open road is calling, and Gold Coast lets you answer the call. Get behind the wheel of the car, truck or SUV of your choice today with a low-rate auto loan from Gold Coast.

Explore financing options!

Once your loan is established, paying it back is easy! You can either transfer money from your Gold Coast savings or checking account within online/mobile banking, or you can make a payment using another financial institution's credit or debit card.

An auto loan alternative

Smart Choice Loan

With a Gold Coast Smart Choice loan, you can combine the lower payment of an auto lease with the ownership benefits of a conventional auto loan!

Compare a conventional auto loan vs. a Gold Coast Smart Choice Loan

  • Enjoy the guaranteed future value (GFV) of the car at the end of the lease term

  • Reduce the risk of negative equity

  • Payments are lower based on the difference between the conventional loan amount and the GFV

  • A lower payment allows options for better cars and upgraded models

  • Choose a new or used car (up to five years old)

  • You have rights of ownership:

    • Titled in your name
    • Choose your own insurance
    • Trade or sell at any time
    • No early termination fees

  • FREE GAP Insurance if your loan-to-value is greater than 80%