Checking Accounts
With your initial deposit, $5 will represent your share of ownership in the Credit Union and make you eligible to take advantage of all the services your Credit Union has to offer.
EasyPay Checking Account
Enjoy the convenience of an EasyPay Checking account.
- No minimum balance requirement
- Unlimited transactions
- No monthly service charge
- Overdraft protection
- Free Debit Card
- Free Online Bill Pay
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Fresh Start Checking Account
Just because you have gone through a period of financial difficulties, should not mean you will never be able to have a checking account. We realize this can happen to anyone and our Fresh Start Checking Account was developed with you in mind.
- No Minimum balance requirement
- Unlimited transactions
- After one year of activity with no overdrafts, the account will upgrade to an EasyPay Checking
- Free debit card
- Free Online Bill Pay
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Student Checking
Student checking accounts are available for members 14 to 17 years of age with a parent or legal guardian as a joint owner on the account. Members 18 to 21 years of age enrolled in an education program may qualify individually.
- No minimum balance requirement
- Unlimited transactions
- No monthly service charge
- Free Debit Card, free checks, free ATM transactions, free online bill pay, free outgoing wire transfers
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Money Market Account
Enjoy the benefits of a dividend-earning account with check access.
- Tiered dividend rates beginning at $5,000
- Dividends paid monthly into the account
- Your first order of checks is free. *Transaction limits apply
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Traditional Checking Account
- No per item fees
- No minimum balance requirement
- No monthly service charge
- Free Debit Card
- FREE Online Bill Pay
- Re-order checks online and save money
- Consumer loan discounts with direct deposit and eStatements
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Account Features
Debit Card
Your free Debit Card is securely chipped for your protection. Additional protections are offered through our mobile app with “My Cards” (See Mobile App featuring “My Cards” below).
- ATM Services - Find an ATM
- Purchases can be made in millions of locations wherever MasterCard is accepted from retail stores to online, mail & phone orders
- Pay your bills online with your debit card
Debit Card promotions
Report a lost or stolen card: (800) 472-3272
Reset your PIN/activate card: (800) 992-3808
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Mobile App featuring “My Cards”
Card management and spend tracking within our mobile banking app
Download the GCFCU Mobile App directly from the Apple App Store or Google Play. “My Cards” is integrated within our Mobile App. Just log in to the Mobile App and click on "My Cards" in Quick Links. From there you can set up your Gold Coast FCU debit card controls.
Features include:
- Real-time card transaction notifications
- Enriched transactions to clearly see where your purchases are made
- Recurring payment visibility for subscriptions and cards on file with merchants
- Controls and alerts for location, merchant type, and spending limit preferences
- Simplified reporting of lost or stolen cards
- Tracking spending by month, category and more
- Travel planning: If you are planning to travel outside of your home state, use the "Cards" tab to temporarily unblock your debit card for the dates and areas that you will be traveling.
See an overview of features:
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