Member Benefits

TruStage® Life Insurance Plans

Exclusively for credit union members, we offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. With many different options in whole and term life policies, doesn't it make sense to check rates and look into this important coverage?

TruStage life insurance plans and policies offer affordable rates to fit your budget. They provide excellent coverage, underwritten by CMFG Life Insurance Company.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

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TruStage™ Auto Insurance Program

Gold Coast Federal Credit Union could help save you hundreds on Auto Insurance

If you haven't gotten an Auto Insurance quote lately, your credit union membership could help you save hundreds of dollars.

Gold Coast Federal Credit Union members may qualify for a discount on Auto Insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.

TruStage makes available a powerful mix of savings and popular, member-friendly benefits:

• Credit union members could save hundreds*
• Nationally recognized companies
• Friendly, 24/7 service—even on holidays
• Discounts for multiple vehicles, good driving and more**
• Mobile app for easy claims

It’s simple to get a free quote today. Don’t wait to see how much you could save.

 A tradition of strength

TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.

 *Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.

** Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.

Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage

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Accidental Death and Dismemberment Insurance

$2,000.00 Insurance coverage paid for you by Gold Coast Federal Credit Union.

Gold Coast FCU members age 18 or older, can help protect their family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000.00 Credit Union Paid coverage, you can purchase Additional Coverage at group rates.

• You are pre-authorized for additional coverage up to $300,000
• Your acceptance is guaranteed - no medical exams or health questions
• Benefits are paid to your beneficiary if you die from a covered accident

You cannot be turned down for the Credit Union Paid Coverage —or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment. Remember, the $2,000.00 coverage is at no cost to you. It is a complimentary service of Gold Coast Federal Credit Union.

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Hospital Accident Plan

Hospital Accident Insurance: Cash paid to you in addition to any other insurance you may have.

Even a short hospital stay can strain a family budget when you've got monthly bills to pay. Spend your cash benefits any way you want. Pay rent, credit card bills, auto loans, and more. When your family may need it most, you'll appreciate the financial helping hand this Hospital Accident Insurance can deliver.

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Recuperative Care Plan

Accident and Sickness Insurance: Get paid to get better.

Help put your mind at ease when the doctor says, “I’m admitting you to the hospital”. Receive your Cash Benefits for a covered accident or any sickness — even a pre-existing condition — paid to you for each day in the hospital.

With Recuperative Care Plan group accident and sickness insurance, payments are made directly to you. Your in-hospital benefit and recuperation benefit together add up to $300.00 for each day in the hospital. It's all been arranged for you by Gold Coast Federal Credit Union and underwritten by Federal Insurance Company, a Chubb company.

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TruStage® Health Insurance

As a reminder, the TruStage® Insurance Agency has ended its health insurance offering through GoHealth, effective March 31, 2022. For all insured members, policies will remain in ­force as long as members continue to pay their policy premiums.

Financial Education (KOFE: Knowledge Of Financial Education)

Personal Finance Coaching. Housing Counseling. Credit Counseling. Credit Coaching.
Gold Coast FCU has partnered with KOFE to bring you free education tools and an unlimited use of financial coaching resources.
To reach a free certified financial coach, call 1-844-505-3893  or use KOFE's "Ask a Coach" online.

Learn more on our KOFE website:
KOFE WEBSITE

Get a taste of KOFE: View past seminars here.

Discounts for Members (Love My Credit Union)

Some nice discounts are available to you, just for being a Gold Coast Federal Credit Union member. Here are a few examples:

• Intuit TurboTax - Save on your tax return preparation
• Spectrum Mobile - Mobile  and internet services
• Rental Kharma - Use your rental history to build your credit score

Sign up for LMCU (Love My Credit Union), and start enjoying the extra member benefits now. Note: you will have to open the LMCU link in an updated browser (NOT internet explorer) such as Google Chrome, Microsoft Edge, Mozilla Firefox, or Apple Safari: