Gold Coast’s Beat the Rate program

Looking for extra funds?

Lower your payment.

We’ll beat your current rate from another financial institution.

The Beat the Rate program applies to purchases and refinances of consumer loans for new and used:

  • Auto

  • Boats

  • Golf Carts

  • RVs and Motorcycles

Qualified members will get a rate of 0.75% below their existing or offered rate but no lower than the credit union’s floor rate. The Beat the Rate program may not be used in conjunction with any additional credit union loan promotions and excludes Smart Choice loan financing.

Members are required to provide proof of existing or offered rate from dealership or existing lien holder. Promotional rate offers from other financial institutions do not qualify, and rates must be for a similar product and term. Gold Coast FCU loans are ineligible for the Beat the Rate program.

All loans are subject to credit union underwriting guidelines.